Hi - my name is XXXXX XXXXX X'm a Personal Injury litigation attorney here to assist you.
You're right that the statute of limitations for personal injury claims is 1 year in Kentucky under 413.140 (http://www.lrc.ky.gov/KRS/413-00/140.PDF).
The limitation period begins when the cause of action accrues, which means when the event that gives rise to the cause of action occurred. If the claim is for a traffic accident, the accrual date should be the date of the event.
It is possible for a statute of limitations to be tolled, which means that the statute of limitations doesn't begin to run until a certain event happens. The most common is with a minor. If a minor was involved in the accident, the statute of limitations could be tolled and not begin to run until his/her 18th birthday. If there is no tolling issue in your case, the claim should be untimely.
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