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The best way to handle this type of issue is to order five years of your medical history and make an appointment to see a local medical malpractice lawyer. They will usually evaluate your claim for free and if they like it, they will try to set up a contingency fee agreement with you where they get anywhere from 33% to 45% of what they recover for you as their fee.
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The insurance company has a duty to step in an defend the doctor IF he is sued. Since you do not have a direct contract with the doctor's insurance company, its not like filing a claim with your own home owners insurance, for example, where YOU do have a direct contractual relationship with the home owner's insurance company.
The medical board will investigate but you will have to get a lawyer to help you arrange for a settlement. Because of the statute of limitations, I would not wait to get a lawyer.
On a contingency fee agreement the lawyer will only be able to take a max of 33% to 45% of the 300k if that is what you agree to and 300k is the limit.
Try the link above. I do not know anything about him personally but he seems to be very god at what he does.
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