im 32 years old and was hit by a car in a parking lot. i have a torn acl and torn meniscus. his maximum on his policy is $300,000. is my case worth more than the max amount and if a jury awarded me more, where would the money come from. i live in ny state.
amherst, New York
i already had the completely torn acl repaired. im doing pt 2 times a week. i may have to go back in for surgery to remove some scar tissue.
There is no way to answer the question without knowing how the injury has affected you personally. For example, if you earn a living as an athlete, and your injury makes that impossible, then your loss of future income would be recoverable, and your case would likely be worth far more than $300,000.00.
On the other hand, if you work in a fast-food restaurant and your injury would not do more than inconvenience you for a short while, then your case may not be worth much.
As another example, if your knee injury is likely to permanently deprive you of some lifesyle pleasure that you previously enjoyed, such as downhill skiing, then you could request damages for the loss of this activity.
The only way that you can really find out what the case is worth is to contact a few different personal injury lawyers in the locale where the case would be filed. The attorneys who prosecute such cases will have a better idea about the juries and judges in the community and the insurance company involved, and what the likely recovery may be. Of course, you will have to pay the attorney, generally between 33%-50% of your recovery, so you may want to consider that as part of your calculus, depending upn what if anything the insurance company may have already offerred you as a settlement amount.
Personal injury attorneys give free consutations, so you have nothing to lose by contacting a few.
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