New Zealand Law
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Most any property lawyer will help you with a power of attorney. Each party has to get independent legal advice, so there is some fees involved. You should always ask the lawyers for a quote however. As for the mortgage, this looks like a reverse equity mortgage, which are sold to older people to enable them to spend money based on the equity in their home. I hope she got adequate legal advice about the loan, because lending to someone who was then 71, if she was only receiving a pension, seems a fairly doubtful proposition. If you have your own lawyer you can ask them to arrange the power of attorney, and they will also have someone to advise your mother in law.