New Zealand Law
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It would be helpful if you could tell me the sort of issues that are at stake. If for example you are questioning the interpretation of the guarantee, you would probably need to see a lawyer with banking experience. If the issues are about enforcement against the trust, then a lawyer with trust experience would be useful. If it is a calculation of the money which the bank is seeking to enforce, then probably a chartered accountant would be better. So a little more detail of the specific issues would help me identify someone.
That is definitely a legal issue rather than an accounting issue. But it does appear to relate to conduct of the bank in the course of the lending transactions, and appropriately dealt with by the banking ombudsman. I am not sure that I have ever seen a referral by them to the High Court, and my impression of the way they work is that they would either try to resolve the issue, initially by mediation, and then make a ruling. I am not sure they would send this off to the High Court however but if they do not agree with your complaint, they would say so and leave you to litigate if you were in a position to do so.
Undue influence is a difficult test. It requires a very substantial overbearing of someone who is vulnerable, perhaps due to medical issues or not being very sophisticated.
Banks are very reluctant to cancel guarantees once they are in place. Any move to reduce their perception of security for the lending is generally resisted. So once the documents are signed you are generally stuck with them. There can be defences in relation to a guarantee where the guarantee was altered, but as you likely know, the bank lending documents are extremely thorough and very much on the banks favour in all issues.
I hope that is a useful start. Most any commercial lawyer could give you a detailed opinion on your specific complaint. I can suggest some names if you want
Either one will have someone who can help