New Zealand Law
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If you are not happy with the terms and conditions and they have breached the agreement and not provided copies of the documents, then I suggest that you tell them that you want to cancel the contract for the breaches, and that you will go to the Disputes Tribunal to challenge any charges. If you were not told the terms and conditions and only given a single page, and an invoice with no terms, then they cannot say the other terms are binding on you. This is under the Fair Trading Act and would be misleading and deceptive conduct in the course of trade. So you should tell them that they have been misleading you, you want to terminate, and that if they try to sue you you will challenge this under the Fair Trading Act