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Concealing assets from the Official Assignee is a crime under the Insolvency Act and if you are caught, you will be prosecuted and your wife would be ordered to repay any gift.
At the time you filed the application for insolvency, the assets all passed to the Official Assignee and this included the bank account, which happens by operation of the Insolvency Act.
So if they find out there could be a problem
(a)all property (whether in or outside New Zealand) belonging to the bankrupt or vested in the bankrupt vests in the Assignee without the Assignee having to intervene or take any other step in relation to the property, and any rights of the bankrupt in the property are extinguished; and
(b)the powers that the bankrupt could have exercised in, over, or in respect of any property (whether in or outside New Zealand) for the bankrupt's own benefit vest in the Assignee.
(1)A bankrupt (B) commits an offence if B—
(a)conceals or removes any part of B's property—
(i)within 2 months immediately before any unsatisfied judgment or order for payment of money is obtained against B; or
(ii)at any time after an unsatisfied judgment or order for payment of money is obtained against B; or
(b)with intent to defraud B's creditors or any of them, makes, or causes to be made, any gift, delivery, or transfer of, or charge over, B's property.
A bankrupt who commits an offence under any of sections 419 to 426 is liable on conviction on indictment to imprisonment for a term not exceeding 3 years or to a fine not exceeding $10,000 or both.
I assume adjudication has not occurred for me yet so the interest in my property is not yet vested in the Assignee; ref: s101(1)(a) as I am still answering questions for the Assignee regarding the Draft Statement of Affairs. So does this mean my property still vests in me?
If so, would this mean I am still able to gift an amount to my wife?
If you were to gift the money, and not declare the gift, the Official Assignee has the power to set aside the gift and require her to repay the money. This applies even before the adjudication has occurred so some caution is needed here
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