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Living on the westcoast of south island I have an access bridge on council land they say I own the bridge and i am unable to get insurance cover on this its a wooden bridge 4.5 mts long and 4.9 mts wide for access purpose i have been maintaining it whats the story when its damaged by flood thank you John Bannerman
Already Tried: I have been to the council talked to my insurance company and have been unable to find who owns it in the ownership of the house
Hi Welcome to JustAnswer. My first response will follow shortly. Please feel free to follow up if anything is not clear
You should check the title to the property and see if you own the land around the bridge, at the beginning and end. If this is the case then you will be the owner. Sometimes the council will own the riverbed however. Do you know if you or the council owns the riverbed? Are there records of the construction of the bridge at the council, with building permits? This may give you some idea as well. If when you do the research you do own the bridge, the insurable risk is yours.
Experience: LLB MMgt FAMINZ 32 years qualified as lawyer