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I think that you intended this question for someone else.
You have posted this on a medical question and answer web site.
Can we provide any information that would be helpful?
Over the internet, we can discuss treatment options, but we cannot provide any prescriptions.
There are several treatment options that can be considered. Certainly, gabapentin is a common medicine used to ease chronic pain from a variety of underlying causes. There are other anticonvulsants, but there also are certain antideoressants that can help, such as amitriptyline or duloxetine.
Depending upon the specific cause, it also may help to perform certain injections, such as either steroid or numbing medicines.
As for coverage, when someone is having medical problems from a car accident, it is usually the automobile insurance that is responsible for the medical bills, rather than the medical insurance carrier.
It is the way that insurances are written. The doctors did not set up the system. They are having to work within the same constraints that you are. Your attorney may be able to intercede with the insurance companies, but the usual situation is that the medical insurance will expect the automobile insurance to be responsible for the situation.
If the doctor in Daytona Beach thought that it was time to see a surgeon, then it would be appropriate to see a surgeon in your new location.