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Thank you for the information and your question and I am sorry for your loss. Unfortunately, even if your husband elected the SBP annuity after you were married, it does not take effect until the 1 year anniversary of marriage. So, there was no payment made by him for the annuity or eligibility on your part for it as you had not reached the 1 year mark. This is Federal law found in Title 10 Chapter 73.
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I wanted to touch base with you and make sure that you did not have any follow up questions for me from the answer I provided to you on the 25th. For some reason, the Experts are not always getting replies or ratings (at the top of the question/answer page you are viewing or in the pop up box for this question), which is how we get credit (paid by the Site) for our work, that the customer thinks have gone through. In your case I received neither.
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In any event, it was a pleasure assisting you and I would be glad to attempt to assist you further on this issue, or a new legal issue,if needed. You can bookmark my page at: http://www.justanswer.com/law/expert-marsha411jd/