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William B. Esq.'s Law License was verified on or about October 2012 by a leading third-party verification service.View the Terms of Service section on verifications
SUBJECT: MOTOR VEHICLE INJURIES in MARYLAND I am stuck handling this case myself due to incompetence and negligence of former counsel. (Sole practitioner who on 2 occasions had both his office and his cellular phones turned off for non-payment; has no office staff; difficult to get ahold of; the 3 people I referred to him the first 2 weeks I retained him never received a callback from him despite multiple attempted contacts.) On August 21, 2012 (statute of limitations is next month on August 21, 2015) I was severely injured by the 100% at-fault driver who was speeding, ran a red light and crashed into my small car which was standing at the red light with her large SUV. Her insurance company immediately accepted full liability. I'm devastated, financially and emotionally, that I haven't been able to work since then. On September 01st, 2012 I retained counsel who since then has done next to nothing so I was constrained to terminate him June 2015. He has said he won’t ask for any legal fees. (He lost several external hard drives with collision-related info., lost several medical record CDs I gave him which I had to pay for, lost some of the medical records and bills I gave him, and despite repeated requests did not give me back any of the original records and bills I gave him, instead giving me copies of a few of them. Also despite my repeated inquiries as to when the statute of limitations is he always answered—his mantra—“I don’t know. I have 51 cases at any given time.”) So now I’m on my own and cannot afford an attorney nor would it be financially beneficial to any attorney to take my case because the at-fault driver had a $30k policy, as did I (I’ve driven in most of the 42 countries and 34 states I’ve worked in and never caused an accident) but my medical bills are at about $100k and still ongoing. I have permanent spinal damage, balance impairment, tinnitus, residual Traumatic Brain Injury, muscle damage in one leg which won’t resolve, etc. plus around-the-clock pain (I refuse to take painkillers). The at-fault driver’s insurance company told me today they will contact my providers to see if they have or will put a lien on the $30k they, her insurer, will give me. MY QUESTIONS ARE: (1) Can I contact each provider via FAX or e-mail and ask if I can negotiate their bill so that I can pay a little to everybody? (2) Can the at-fault driver’s insurer withhold my $30k until everyone is paid or can they give the money to any providers (I don’t see how they could decide who gets what); (3) How can I protect myself if the provider doesn’t answer before my August 15th statute of limitations runs out? (4) My medical treatment unfortunately will be ongoing for the rest of my life so can I keep a little money for myself? (5) What else should I do in my unenviable situation of proceeding without legal counsel? (And I assume it's not worth asking my own insurance company because it seems that no insurance company can be trusted (my research plus querying former insurance company employees and claimants reveals that no insurance company has their subscribers interests at heart--all they want to do is weasel out of or minimize their costs).
I FORGOT TO SAY: The at-fault insurer is waiting for me to send them a list of my providers and bills. I haven't done so and want to wait until you advise me. I want to contact my providers first, asking them for payment negotiations. Thank you so very much.