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What is the debt for?
Thank you. If the debt is 10 years old, you could have a legal defense to raise, if they file suit, seeing how the statute of limitations may have run. If they file, you could raise this defense and ask the Judge to dismiss the case with prejudice. Now, there is nothing wrong with them trying to collect and get paid on the debt but that might be as far as they will go, if they know the time has passed under which they can collect. You can respond to the letter and advise them of the same, if you do not want to pay this and let them know and proceed how they see fit.
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