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Good morning,I'm Doug, and I'm very sorry to hear of your friend's situation. My goal is to provide you with excellent service today.
Under WA law, there is no right of redemption after the sale of the property is made at the foreclosure auction, and your friend has only 2 options.
1. She has only until the foreclosure sale to redeem the property by paying the full amount of the loan.
2. She has until 11 days before the foreclosure sale to have the loan reinstated---and that will require the payment of all arrears, including penalties and legal expenses to date.
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As the VA has already taken back the property---that means that the foreclosure is complete. So no, there is absolutely nothing she can do---short of becoming a new buyer and buying the property from the VA. Unfortunately, that would require cash as she is no longer eligible for a traditional mortgage given the very recent foreclosure.
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