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Hello and thank you for contacting us. This is Dwayne B. and I’m an expert here and looking forward to assisting you today.
What type of disability are you getting?
There are two types of Social Security Disability. SSD and SSDI. One of them (SSDI) is needs based whereas SSD is based solely on work history. Do you know which one of those two it is?
If not, how much are you getting each month?
At that amount then it is likely it would be SSDI which is needs based. You have to report any money you get to them and it can affect whether or not you continue to get benefits.
How much money did you get from your father?
I can't really comment on what it would be considered since I haven't examined all of the paperwork, etc. It would definitely be an asset.
However, at this point you need to see a local lawyer to look into whether you can get the money put into some kind of trust that won't affect your disability.
You can find a lawyer by going to www.lawyers.com and in the section for Area of Practice enter "Trusts" or "Trusts and Estates". Either of those will work. They will know how to structure the money so that, if it is possible, it doesn't affect your social security. Ask them specifically about a Special Needs Trust but they may have some other ideas as well.
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