Ok; so as an authorized user, between the card company and the account holder, the account holder would be liable.
However, for broken engagements, the court will often look to the parties' intent at the time of the gifting to determine if it was a conditional gift; for example, were the gifts contingent upon the marriage taking place (this is how the courts are able to order that a person must return an engagement ring- because it is a contract, and when broken, the ring must be returned).
So unless there is evidence that indicates there was a straight gift, no strings (contingencies) attached, such as for a birthday or holiday present, then the court will typically find it to be conditional. When the condition does not come to fruition, the aggrieved party may sue for the monetary value.
In TX, the small claims court has jurisdiction for cases up to $10,000 - please see here
As for the last minute binging on the credit card- the court would likely find that to be in bad faith, and implicit in every contract (whether oral or written) is the implied covenant of good faith and fair dealing.
One may wish to mediate the case with a neutral third party mediator; otherwise if the damages are less than $10,000 small claims would be the appropriate forum.
Further questions? Please post here to continue the chat.
Satisfied? Kindly rate positively so I receive credit for assisting you. I hope that you feel I have earned
5 stars 🌟🌟🌟🌟🌟*****
as I strive to provide my customers with great service. ☺️
(no additional charges are incurred).
Information provided is for educational purposes only. Consultation with a personal attorney is always recommended so your particular facts may be considered. Thank you and take care.