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The question you ask "is there anything i need to know before i sign any paperwork" is extremely general and the only thing I can think of that applies across the board is to tell you that when you are paid for your car then you will sign a release which doesn't allow you to seek any additional damages. If you are unwilling to sign the release then they likely won't pay.
As to whether WalMart is liable, it is extremely unlikely that WalMart would be liable under your facts just because they have a designated section where you are supposed to park your car. If they had you park too close to construction and your car was then hit by something that fell off the building, for example, then you might have a claim against them but when your car was struck by another driver I can't think of a scenario that would hold them responsible.
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Sorry for the delay, this question was marked as closed a little while ago when I looked.
You can sue the other driver, however the value of the vehicle is the "reasonable market value at the time the wreck occurred" not what is owed.
If the reasonable market value is the same as what it would cost to replace it then a lawsuit will work.