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I am sorry to hear about this situation. Unfortunately, the answer is no. Allow me to explain why.
1) The lender does not have to sell you a vehicle based on its actual value. You can sell me a $50 bike for $2 or $200. It all depends on supply and demand and negotiation. Many times vehicles and other items are sold for more than their value, or, less. There are rules about price gouging, but only in times of emergency, so this does not apply.
2) You signed the contract. Which means under law, you stated that you read and understood the terms within the contract. They did not have to explain it to you. The onus is on the consumer to ask any clarification before signing. If they added something into the contract that was not negotiated, it becomes part of the contract because you signed the document.
3) There is no right to rescind a contract in WV for a vehicle, and federal law applies mostly to door to door sales.
The seller was certainty unethical here. However, I am afraid that the contract technically cannot be rescinded unless the seller agrees.
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