Ask a Lawyer and Get Answers to Your Legal Questions
Hi, my name is ***** ***** I look forward to helping you, please give me a moment to review and possibly research answers to your question.
While it is hard to say always because errors can occur, but generally yes, judgments entered in courts usually make their way to credit reports. Sometimes it can take many months to happen though.
Unfortunately, it probably will have an impact. Perhaps not so much on your score if everything else is in order but a new lender may demand that you payoff that judgment before they will make a home loan to you. That is what I would expect to happen.
The only ways to get rid of it are bankruptcy, agreement to pay less than the full amount with the creditor or paying it in full.
What you might do is wait 3-6 months and monitor your credit and see if it shows up there. If it does, contact the creditor to try and make a deal to pay some amount and have the judgment satisfied in time for you to purchase a house.