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Hello. My name is Alex. Thank you for your question.I will be happy to provide you with information you are seeking for educational purposes only.
What profession are you practicing?
Thank you for your follow up.
I cannot comment on your specific case, but generally under RESPA it would be illegal for a mortgage specialist / broker to pay any fees / costs on behalf of the client and also it would be illegal to provide any gifts for the referrals under the RESPA.
I wish you the best of luck!
This service is limited to general information and you should always seek help of a local attorney if you are in need of any legal advice.
Generally, here is the link to the part of the RESPA that prohibits any and all kickbacks, gifts, etc...: