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Have you received a summons or is it just a demand letter?
Thank you for the additional information.
The lawyer has no such authority. He would need to file a summons and complaint and serve you first He can not just enter a judgment against you himself. Only a court can do that and you would have notice.
You can demand he provide written proof of the obligation. That is provided in the Fair Debt Collection Practices Act.
The important thing is that you not send them any money unless they prove that you owe it and that it is a collectible debt.
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IF it is valid, I suspect that they will work with you before they would file suit.
Thank you for using JA. Best of luck.
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