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I am sorry to hear about this situation.
1) Did this lending company turn out to be a scam?
2) What is it that I can answer for you specifically, i.e. what is it that you wish to know? For example - "How do I file an answer?"
This is not an answer, but an information request. I need this information to answer your question. Please reply, so I can answer your question. Thank you in advance.