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When you say the house did not sell at auction, do you mean that the auction was cancelled or do you mean that the bank bought your house at the sale?
Ok, the bank bought it back if they were the only bidder.. They now own it and unfortunately can pursue a formal eviction order from the court as part of the foreclosure case. The lender just has to go to the local Superior court and ask for a writ of possession
That law I think you are referring to only applies to tenants and it expired as of December 31, 2014. So no, the bank doesn't have to give you 90 days before they can evict you.
A lender can evict you by requesting a writ of possession from the Superior Court. The writ of possession allows the lender to evict you in a matter of weeks. It is served by a Sheriff. A buyer, unlike a lender, must file a claim for ejectment in the Superior Court to evict you.
So once the sheriff serves the writ of possession, you will only have a few days to move out before they will return and physically force you to leave.
I am very sorry that I don’t have better news, but please understand that I do have an ethical and professional obligation to provide customers with legally correct answers based on my knowledge and experience, even when I know the answer doesn’t make the customer happy...
You are very welcome. Happy to help any time, even though the news was kind of lousy..
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