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The bank does have an obligation to provide you the different options available to you as a consumer so that you avoid a situation like this. However, in this situation, you are in the unfortunate position where you don't have much recourse against the bank except for arguing with them to remove any overdraft fees related to the processed transactions.
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Because legally, it will cost you more money to pursue them through court than in what you had to pay in late fees. It simply wouldn't be worth it.
Your best bet is to deal with the bank directly in an attempt to have the fees returned, especially based off of their previous behavior.
Your original question does not ask for case law. If that is what you are looking for, I will opt out and allow another expert to assist you. Please advise.
That was not copied on to the chat when the question was sent to me by the website.