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I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.
This is probably not real. The ways you can tell are as follows:
Just delete the email. The statute of limitations is only 4 years, so even if they were correct in what they were asking for, they would be nearly out of time to sue for it.
You could try pulling a current copy of your credit report to confirm that there's nothing on it, if that would give you more peace of mind. But this is a pretty common scam. A person can get a free copy of their credit report once per year from www.annualcreditreport.com, or you can sign up for www.creditkarma.com. There is no credit card required for either service.
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