this email is in my spam folder. Is this for real?
Dear THERESA LEONARD,
This is a reminder email about your past dues with our company from September 2012. Our records indicate that you have an outstanding balance with the following invoice overdue:
Past Due Date: 16 November, 2012
Principal Balance: $400.00
Total Interest: $259.15
Paid Amount: 131.83
Outstanding Balance: $527.32
We are notifying you regarding your loan
with 24/7 Loans Inc. In the event that you fail to voluntary satisfy our requirements for payment of your debts to 24/7 Loans Inc., we will have to turn to the court with the purpose of enforced collection of the debt, which may entail additional expenses for you, for example, the expenses in the amount of state duty, the cost of representative’s services for the compearance, the compensatory interest for the use on detention of money for each day of delay, attorney’s fees, court fees and the execution fee. If you need further documents, please provide us your fax number or reply us on email. Legal action will be taken to enforce your obligations unless we receive good faith payment within a week. This can result in additional costs of collection that you may be required to pay. Collection proceedings may also hurt your credit rating.
You have opportunity to make payment arrangements if you wish to solve this issue out of court. If you will go through court, you should pay more than $2000.00.
In case of denial, we must issue an Earnings Withholding Order to collect your delinquent court-ordered debt. We will instruct your employer or social security department to deduct up to 50 percent of your disposable earnings for each pay period.
If an immediate payment in full will create an undue hardship contact us immediately. We can modify payment arrangements when a hardship exists. However, we cannot reduce the total balance due. To discuss a financial hardship, please email us back. If you want to make payment arrangements, make sure to pay at proper time.
The total outstanding amount under your name is $527.32. You can make payment through secure payments if you want to resolve it. We provide you a payment plan below. Please notify us if you want to change payment plan.
1. $132.00 – 10/28/16
2. $132.00 – 11/11/16
3. $132.00 – 11/25/16
4. $131.32 – 12/09/16
A discount of 15% can be offered if customer want to settle this issue within 7 days with a full payment. There can be a change in the payment schedule as per your pay dates. We are waiting for your reply regarding your intention to clear this outstanding balance under your name within given time. Also, if you want to pay in full, you need to pay only $400.00 today. If you want to stop legal proceedings, you need to start your payments from this Friday. You must pay a good faith payment from this Friday.
Alex Wilson/Legal Counselor
24/7 Loans Inc.
1245 S. LA BREA AVE
Los Angeles, CA 90019