Ask a Lawyer and Get Answers to Your Legal Questions
Hello there --
Is this appearing on your credit reports? Or is it something else like a landlord / tenant network? In order to pursue this matter you really do need to know who is reporting this on you.
I apologize for the delay -- I went offline last night for family reasons. Regarding your issue, you can straighten this out if you can get the former landlord to write a letter for you to send to the landlord and tenant reporting agency stating that all money was paid in full and that there was a mistake in it being reported to the agency. Unfortunately, the only way for this to be removed is for the party who originated the complaint to remove it or at least write a complimentary report in your favor. Other than that, they can only make the report for 7 years according to federal law and if it goes beyond that you can make a formal complaint to the Federal Trade Commission.