Ask a Lawyer and Get Answers to Your Legal Questions
Hello and welcome! My name is ***** ***** I am a licensed attorney who will try my very best to help with your situation or get you to someone who can. There may be a slight delay in my responses as I research statutes or ordinances and type out an answer or reply, but rest assured, I am working on your question.
Were you actually sued as a defendant along with someone else with a judgment being entered against both of you?
How long ago did this happen?
Ok, unfortunately you are well past the time limit to file an appeal in the case to try to get it thrown out. If you were sued along with the other person, then this would be a civil matter and I am afraid that there is no way to remove that from the public records.
If you have a private agreement stating that the other person will accept full responsibility, then you could sue them for breach of contract it they don't honor the agreement and pay the judgment in full..
I am very sorry that I don’t have better news, but please understand that I do have an ethical and professional obligation to provide customers with legally correct answers based on my knowledge and experience, even when I know the answer doesn’t make the customer happy...
No, it is a true and accurate entry, if negative. The credit agencies only have to remove incorrect or false information, not correct, but damaging, info.
So it is true that you were sued and a judgment was entered against you. The fact that the other person is supposed to take responsibility doesn't remove that fact.
But it should only stay on your credit report for 7 years.. So if it was entered in 2008, it should have dropped off in 2015. So you can file a dispute with the 3 credit agencies and inform them that it should have dropped off since it is older than 7 years.
Dose a judgement has a statue of limitations
Yes, 5 years in GA, but they can renew it for another 5 years by filing some paperwork so they can continue to try and collect on it.
If you feel your original question and any related follow ups have been answered, I would very much appreciate a positive rating on the answer I have provided as that is the only way I receive credit for my work. If you have a new question the JustAnswer folks require that you start a new question page, but you can request me by putting "For Barrister" in the caption and they will get it to me.