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Ely, Counselor at Law
Category: Legal
Satisfied Customers: 101324
Experience:  Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
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My daughter is getting married. Her health coverage would be

Customer Question

My daughter is getting married. Her health coverage would be almost non-existent under her new husbands insurance. can i legally keep her on my insurance if she is under 26?
Submitted: 5 months ago.
Category: Legal
Expert:  Ely replied 5 months ago.

Hello and welcome to JustAnswer. Please note: This is general information for educational purposes only and is not legal advice. No specific course of action is proposed herein, and no attorney-client relationship or privilege is formed by speaking to an expert on this site. By continuing, you confirm that you understand and agree to these terms.

Sorry, but this is not true. Generally speaking, the current government law disallows young adults up to 26 to qualify for their parents' insurance plan if they are married.

So ONCE she gets married, she may be dropped. Before she gets married, she can qualify provided she is under 26.

There is a lot of misinformation online about the Affordable Care Act and it can get pretty confusing.

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Customer: replied 5 months ago.
At no time did any form we just filled out ask us if our child was married. She was not at the time we got the insurance. Are we legally required to remove her once she is married? Or to notify them?
Expert:  Ely replied 5 months ago.

I am sorry. I have to reverse my answer!

Marriage doesn’t affect eligibility for the 26 year rule, but it can affect cost assistance amounts on the Marketplace and Medicaid eligibility. She can remain on your policy until she is 26. However, her spouse and any children cannot be on your health insurance policy.

My apologies for earlier, as there was a misunderstanding when I read your original question.

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