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Do you know if the father and stepmother consolidated the loan you cosigned for into one big loan?
If so, was there any request to release you as a cosigner on the one year you signed for?
Is the statement you received just for your year's loan or the entire 4 years loans?
And presumably daughter was in agreement with consolidating all the loans at the time?.
Have you checked your credit report to see if your year's loan is listed on it?
Ok, this doesn't make sense because, as a general rule, when a loan is consolidated into a completely new loan, that would release the cosigner on the original loan from any further liability unless they actually signed on as a new cosigner on the new loan.
So if that is what happened, then I don't see you as having any further liability unless you actually signed on as a cosigner on the new loan. This is because they would have basically taken out one big new loan and then paid off 4 smaller loans with it so everyone who is to be liable would have to sign off on the new loan.
But if it is showing up as currently on your credit report, then the only explanation is that the loan you co-signed for wasn't combined with the other 3..