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Thank you for the information and your question. The only option to get your money if she will not pay you back is to file a small claims court suit against her for the amount of money she owes you. Once you have a judgment, if she refuses to pay that you can ask the court to either do an asset hearing where they will take things of value from her to pay the debt, or you can ask the court for a garnishment order and you can have that executed against her bank account or her work.
Small claims court suits are fairly simple and designed for people who do not have attorneys. You can get the forms you need from your local court clerk's office.
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