I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today.
While you can certainly retain an attorney to assist you if you want to object to the garnishment writ, you don't have to have an attorney. You may have received a form that you may use to file your objections to the garnishment when you were served with the garnishment. In the event that you were not provided with a form to use in response and objection to the writ, you will have to draft your own motion. You can get a template for your Motion from the local county law library.
Ask the law librarian to show you where the books on Pleading and Practice are located. Generally, there are many volumes of Pleading and Practice books from which you can pick the proper one for your situation. While the librarian is typically not a lawyer, and cannot practice law, most are quite willing to assist you in locating the chapter in the Pleading and Practice book which you will need.
Once you have found the appropriate pleading, you will note that in addition to the sample pleading which contains all of the necessary structure for your Pleading, there may also be suggestions to make your pleading more persuasive. Prepare your pleading in accordance with the suggested format in the book, inserting the facts of your case as you know them to be. Then all you will need to do is to draft the pleading on your computer, print it out and file the original with the court while serving the other party, or their attorney who file for the garnishment, with a copy.
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I wish you and yours the best in 2016,