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Were the rims installed on the SUV or stolen from the cargo area?
Thank you for the additional information. I am sorry to hear of your dilemma. I realize how frustrating this is for you and I hope to provide you information which is accurate and useful, even though it may not be the news you were hoping to get.
Check the terms of the policy. Typically, the terms provide that anything taken form the cargo area, even if vehicle parts, is treated as personal property. However, you may have valid grounds to challenge that and your policy will have the procedure to file an appeal for a denial of claim. Follow that procedure to the letter as a failure in notice or deadline can prejudice the appeal.
I realize this is probably not the answer you were hoping to receive. Also, please remember that this is not a moral judgement on my part. As a professional, however, I am sometimes placed in the position of having to deliver news which is not favorable to a customer's legal position, but accurately reflects their position under the law. I hate it, but it happens and I only ask that you not penalize me with a bad or poor rating for having to deliver less than favorable news.
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