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Hello, My name is ***** ***** I will assist you today. Please give me a few minutes to write a response and identify any additional resources for you.
I am very sorry to learn of this situation.
Unfortunately, as you already know, you are obligated to continue making the payments on the loan (between you and the bank) otherwise, the bank can put the account in collections (which damages your credit), and/or they can sue you in small claims court and get a judgment (so they can levy your bank account and/or garnish your wages. Both of which I would recommend trying to avoid if possible.
You may be able to negotiate with them to lower your payments (spread the payments out), but they are not required to do so.
Between you and your ex - you still own the vehicle - it belongs to you, and you have every right to go and collect the vehicle if you can do so peacefully. If you cannot do so, you can file a small claims action against him (use this link: http://www.courts.ca.gov/selfhelp-smallclaims.htm for forms, information, and procedure) to get a court order so that you can get your vehicle back from him.
A process server or private investigator can find your ex and serve him with the court papers.