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What is her basis for this?
Can you share with me why she is claiming this?
Is this a joint account or is the account and card solely in her name?
Did she give you permission? Why did you have her card? Why did you not use your card?
Why do you not have a card in your name? I am just trying to understand why if you are separated, you are still using her card, in her name and do not have your own card?
If you have always used it and continued to use it, after the separation and she never said anything before, you could have a defense. Typically, when a couple separates, the other party does not and should not be using their card or have/use access to their finances, without permission. Moreover, if you are married, you should have your own card to your own account or a joint account, so it is odd that you have her card and use it and do not have one of your own. None the less, if you used her card and bought something, you may want to try and settle and resolve this and pay her back. You can always reply on her allowing this and her never telling you to stop using it but if you were separated, it is questionable as to why you would use it rather then your own card or money.
If you pay her and resolve this, it may be in your best interest, so she is made whole and has no suffered any damages. Then, she may back off and not proceed with this and you should return the card to her as well.
Yes, you can pay her with a check or other instrument so you can write and document, that she received the funds. Please let me know if you have any follow up questions or need any clarification on something which I stated above. Also, remember to rate my service at the top of this page, before exiting the site, so I can receive credit for my help. I hope you found it to be 5 STARS! Only rate my answer when you are 100% satisfied. If you feel the need to click either of the two lower ratings to the left, please stop and reply to me. I want to make sure your experience with the site was as pleasurable as possible and that you are satisfied with the help I provided.