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Could you explain a little more?
To whom do you owe the restitution?
Who are the "they" that you are trying to work with to reduce the amount due?
Thank you for the information.
Unfortunately, this debt cannot be discharged in bankruptcy.
Regrettably, since the account has been sent to collections, you have to contact the collection agency to work out a payment arrangement.
I am sorry that I do not have better news for you.
Thank you for the information. I am sorry for the delay in getting back to you. Due to site problems, I was not able to respond earlier.
You may retain the services of a local Attorney who handles debt collection defense cases to assist you with the case.
You can use the following sites to find local Attorneys:
Goodluck with your case,