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Sure - of course there is a way. Whether or not this would be considered cost effective is very subjective.
It is very easy to open either a SUBSIDIARY corporate entity controlled by by the PARENT company. Or, an entire corporate entity ALL TOGETHER, controlled by the owner of the original company. Either way, that new company can then won the trucks and they would be leased out to the parent/original company.
The thing is, this may get very complicated very fast, especially if stock and operating agreements are involved. And to make things worse, the insurance company will likely SEE THROUGH the matter and still charge the same amount, deciding formally or informally that the second company is simply an alter ego of the first company. You do not have to agree, but they do not have to provide coverage.
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