Thank for following up.
1) Yes, the individual could place a lien on the homestead if a judgment was awarded.
2) Yes, the individual could force a foreclosure.
3) If there was a foreclosure, there is a cascading of proceeds from the foreclosure sale. First, the mortgage holder would get paid in full. Second, the owner would be protected under the owner's homestead exemption of up $75,000 ($105,000 if the owner, his or her spouse, or dependent is disabled or 60 years of age or older) so that amount would go to the owner. Third, if there was any money left after the foregoing, then the judgment lienholder would get that.
4) If there are no proceeds available to the judgment lien holder from the foreclosure sale, the judgment lienholder is not entitled to any later funds if the home is sold later by the entity who got the house in the foreclosure sale.
Thank you so much for allowing me to help you with your questions. I have done my best to provide information which fully addresses your question. If you have any follow up questions, please ask! If I have fully answered your question(s) to your satisfaction, I would appreciate you rating my service as Good or Excellent (hopefully Excellent). Otherwise, I receive no credit for assisting you today. I thank you in advance for taking the time to provide me a positive rating!