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Good morning. can you please share with me what your question is?
Why are they doing this? Is there any issue with money?
Why are they claiming you owe them money? Do you have proof that they have been paid in full?
Thank you. If they have a legal obligation to release the title and convey it to you, making you the sole owner, then your BK should start by sending them a demand letter, advising of the same. It needs to be shown that they have to turn it over to you, that you do not owe them anything and the vehicle belongs to you. If they fail to do so, the next step would be to proceed through the State, file a complaint and get them involved. You should file a complaint with the Ohio Attorney General’s Office. They will work with the Bureau of Motor Vehicles and the dealership to get your title. They also administer a program called the Title Defect Rescission Fund. If the dealer participates in the fund, consumers who fail to receive titles within 40 days of the purchase are protected.
I just wanted to follow up and see if you had any other questions or needed me to clarify something. I am here to help, so please let me know. Thanks!