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Good evening. I'm afraid were not going to be able to provide you with much information unless you tell us more details about what you are talking about. For instance, how can Wells Fargo, a bank, open up an account in your name. Banks don't open accounts. People do. You say you had a home loan with them and they say it was an equity line of credit. That is very possible. Are you out any money from this incident? If so, please explain that.I will look for your response tomorrow morning and try to help you then.