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Hello there --
What was the subject of the recall? Were you supposed to bring the vehicle back to a dealer to repair or replace anything>
Hello again --
Whether there is a recall on a vehicle or not, an owner does not have an automatic right to recover the value of the vehicle in the event that something happens to the vehicle. It is a situation where you would have to hire a local attorney and pursue the manufacturer and the dealer in a civil action for the loss of the vehicle and possibly some pain and suffering damages for the psychological trauma of going through the fire and having to put it out, etc (even though no one was hurt). You will have to establish that recall components were the cause of the fire (your lawyer would hire an expert mechanic to testify to that point) and then it will come down to whether or not the court determines if you were negligent if you failed to bring the car back to have certain recalled parts replaced if that is what you were supposed to do (that would be an inquiry into how hard the manufacturer and/or the dealer tried to find you and notify you of these problems).
Your question seems to be one of whether or not you are automatically entitled to a recovery of at least the totalled vehicle costs as a matter of law if there was a recall on the vehicle and that recalled area of the car or those parts on the car failed, and that answer is no -- no such laws exist. As I stated above, it is a matter of hiring a local attorney and suing the manufacturer and dealer. You should seek out a referral to a local lawyer who handles automobile lemon law and recall cases -- you can find one by contracting your local county bar association and asking for a list of a few attorneys locally who handle such claims. They should give you a list of a few attorneys and you can talk to them -- in some cases and attorney may take such a case if you are willing to pay expenses up front (such as to get an expert opinion from a mechanic on the cause of the fire).
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