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I will try and help. First, can you please confirm for me whether or not she has paid the credit card bill in question?
Ok. Well, that makes it worse. First, I would try to get the credit card company to reverse the charges. Its called a charge back, but its usually done before the bill is paid. Still, you can try. Write them a letter instructing them (not asking) them to reverse the charge. Inform them it was fraud. Some companies will do it anyway.
Secondly, contact and write to the training company and start using words like fraud. Send them a demand letter.
Lastly, talk with an attorney. One thing you might try is contacting McGeorge School of Law in Sacramento to see if their pro-bono legal clinics can help. This appears to be an elder abuse case. Check that out here: http://mcgeorge.edu/Students/Academics/Experiential_Learning/Legal_Clinics.htm
I hope this helps.
No problem. If all else fails, call McGeorge. I went to school there and they CAN help.