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If more than five years has passed since the creditor took any action towards execution of the judgment, then, under Ohio law, that judgment may be no longer a lien on any real estate that you alone. However, the Ohio statute of limitations on a judgment itself is 21 years. I'm not sure why the bank started a revival action at this point in time, but if you don't own real estate it's not an issue, because the general judgment is still alive and well.
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