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Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 32070
Experience:  30 years experience representing clients.
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Can our homeowners insurance say we took a claim, when all

Customer Question

Can our homeowners insurance say we took a claim, when all we did was call and ask about coverage? No one came out, nothing was filed, but when we were pricing out other insurance, we were told that we had a "claim" on our current insurance.
Submitted: 8 months ago.
Category: Legal
Expert:  Loren replied 8 months ago.

Good afternoon. I am Loren, a licensed attorney, and I look forward to assisting you.

No, a claim would require that you provide proof of loss and ask the insurer to provide compensation for the covered loss. Merely inquiring as to coverage is never the same as making a claim.

Expert:  Loren replied 8 months ago.

You should ask your agent to correct the company record to remove the erroneous claim on the policy.

They should comply. If they do not file a complaint with the state insurance board.

Expert:  Loren replied 8 months ago.

Did you have further questions? Have I answered your question?