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Hello and welcome! My name is ***** ***** I am a licensed attorney whowill try my very best to help with your situation or get you to someone whocan. There may be a slight delay in myresponses as I research statutes or ordinances and type out an answer or reply,but rest assured, I am working on your question.
Have you been sued for the debt with the creditor getting a judgment against you?
Are any of the funds in the account yours?
Ok, then if they sue and get a judgment, they can seize any funds that your name is ***** ***** However, they would have to serve you with a notice of garnishment and then you could file a claim of exemption based on the fact that you are just on as a convenience, those funds aren't from income generated by you, and they come from an exempt source...
But rather than jump through all those hoops to get your money back, it would be much easier to just remove your name from the account now, before all this happens..