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Good morning. My name is***** and I am an attorney with over 15 years of experience. From what you are saying it looks like your husband only has 17 years of military service? If that is correct, then it looks like you do not fall under the 20/20/20 or 20/20/15. Your only option is to receive health care coverage through the DoD Continued Health Care Benefit Program. This is a premium-based temporary health care coverage program, for 36 months of coverage until alternative coverage can be obtained. Further information about this program can be found at http://www.tricare.mil/chcbp. If you are working with a family law attorney, I would try to negotiate that your former spouse pay the cost of this program. In the alternative, if you can wait three years, you will be in a much better position, because you will fall under the 20/20/20 rule in which an un-remarried former spouse receives medical, commissary, exchange and theater privileges under the Morale, Welfare and Recreation program. Let me know if you have any further questions for me!
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