Good morning. I review the case info. In cases like this the courts in Westchester will allow you to make a motion, by an order to Show cause (OSC) to vacate the judgment, but will not put a stay on the judgment enforcement until the motion is fully decided and set down or a hearing date by the judge, which usually takes several weeks.
The way it works in NYS is that if there is a default and a judgment, then an order to how cause will be submitted to ask the court to set the matter down for a full hearing on the merits of the case. However, the lawyer must first file the OSC motion first, and then if the judge agrees that there is sufficient reasons to vacate and set aside the default, he will sign the OSC and then set the case down for a hearing on another date, where you then argue service and merits of he case, ie. interest rate, excessive fees, contract breach by the plaintiff, etc. The
So the attorney is correct, and in NYS they can keep resubmitting the order to a bank/etc. if the judgment remains unpaid in full. Its a quirk in NYS law. The only way around this is to vacate the default judgment by OSC, but again in theses cases it is up to the judge to decide if he/she will vacate, the cases are not consistent, which is why no lawyer should guarantee an outcome or result.
I hope this helps.