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Hello: This is Attorney Phillips. Welcome to Justanswer! I will be assisting you today with your post. I am sorry to read about your difficulties.
Could you clarify?
Why would you be responsible when the car was insured and was driven by your ex-wife who was insured?
Also if your consent was not obtained, then it is State's Farm responsibility if the accident is not covered.
What is your question?
Thank you for your cooperation,