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I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.
Under Michigan law, a judgment is good for ten years, but it may be renewed. Compiled Laws, Section(###) ###-####/a>. Call the clerk of the courthouse where the judgment was entered to verify whether the docket shows a renewal in the past 10 years. If it does, then it is legal for them to try to collect by attaching your state refund.
You do have a right to seek reimbursement from your nephew if the agreement was that he would pay for the loan in exchange for you cosigning it for him.
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