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Hi, I'm Heather, an attorney with 15 years experience and I can assist for informational purposes.
When your husband obtained that loan, he probably obtained it jointly with his ex wife. When they divorced, regardless of who was responsible to pay the loan, that didn't change the terms of the contract with the creditor, who would still be able to hold both of them responsible for the loan, unless one of them refinanced to take the other off the loan, which has not happened.
You never signed the contract with the creditor - therefore, the creditor has no basis to go after you for this debt.