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You are what is called "judgment proof" under the law. First your social security and VA funds are exempt from recovery by judgment creditors. Second, your car is exempt from judgment lien in your state. Thus, while they have a judgment against you, there's nothing they can do to get your assets. I'd be sure though that you notify your bank that the account is set up exclusively for the social security and va checks, and should not in any event be frozen.