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Your credit report is private. A thord person may view your credit report only if:
1. You give someone permission to pull your credit report, or,
2. The person pulling your credit report has a permissible purpose for pulling it.
Since the Dealership did not have your authorization they did violate the law and you have remedies under the law for the violation. Specifically, You are entitled to a statutory penalty even if you do not directly suffer damage. There is also the potential of punitive damages. The statute also provides for your attorney’s fees.
This means that there is no reason for you not to contact a Consumer Protection Attorney to assess your case. The attorneys who do this work often assess cases at NO Cost to you.
You can find attorneys who do this work here:
You may also file complaints with the Federal Trade Commission and the California Attorney General.
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Please note: Information is educational and not given as legal advice. Only your local attorney can give legal advice. I can't establish or accept an attorney-client relationship with you. All posts are available for public viewing.